Remove the password from a bank statement PDF
Banks lock the statements they email you, and every bank invents its own password rule. Enter yours once below and download a copy that opens like any normal PDF.
Find the password rule
Open the bank's statement email. The covering message states the rule, and the grid below lists the common format for each bank.
Drop the PDF and type the password
Add the locked statement above and enter the password the bank set. Wrong entries just show an error.
Download the unlocked copy
Click Unlock and save the new file. It opens with no prompt from then on, ready for filing, splitting or converting.
Why your statement asks for a password
An emailed statement travels through inboxes the bank does not control, so the PDF ships encrypted. Only someone holding the password (you) can read it. Sensible for transit. Annoying forever after, because the prompt comes back every single time you open, print or import the file.
The password itself follows a per-bank recipe: HDFC uses your Customer ID, SBI your account number or a birth-date combination, Kotak the CRN on your debit card, and so on. The grid below links a page per bank with its format, and the exact rule is always shown in the bank's statement email.
Unlocking happens in your browser. The statement is not uploaded, which is the only reasonable way to handle a document that lists your balance and every transaction. One honest limit: if you never received the password, nothing on this page can conjure it. Only your bank can resend the statement.
Password formats by bank
Each page states the format, then unlocks the file on the spot.
HDFC Bank statement password
Customer ID opens account statements. Credit card statements use the first 4 letters of your name plus the last 4 card digits.
State Bank of India statement password
Downloads open with your 11-digit account number. YONO email statements use DDMM of birth + @ + last 4 mobile digits.
ICICI Bank statement password
Date of birth (DDMMYYYY) for net banking downloads. Emailed e-statements use the first 4 letters of your name + DDMM.
Axis Bank statement password
First 4 letters of your name in capitals + date of birth in DDMM, like ROHI1004. Some accounts use NAME + customer ID instead.
Bank of Baroda statement password
Usually the first 4 letters of your name in lowercase + DDMM of birth. Some accounts use DOB as DDMMYYYY or the Customer ID.
Kotak Mahindra Bank statement password
Your CRN (the 8 or 9 digit customer number on your debit card) opens account e-statements. Credit cards use lowercase name + DDMM.
Chase statement password
Website downloads open with no password. Secure-email PDFs state the access code in the covering message.
Bank of America statement password
Online banking downloads are not locked. Protected PDFs arrive by secure email, with the code in the covering message.
Not a bank statement? The general unlock tool handles any password-protected PDF the same way.
Bank statement passwords, answered
Why is my bank statement PDF password-protected?+
Banks email statements as encrypted PDFs so only the account holder can open them. Each bank picks its own rule: a customer ID, an account number, a date of birth, or a name and birth date combination. The per-bank pages on this site list the common formats.
How do I remove the password from a bank statement PDF?+
Find the password rule in your bank's statement email, drop the PDF here, type the password once, and download the unlocked copy. From then on the file opens like any normal PDF, and the original stays untouched.
Can this crack a password I don't know?+
It can't, and that is by design. The tool decrypts the file only after you type the correct password, the same one the bank gave you. There is no guessing mode and no way around a password you never had. If yours is lost, ask your bank to resend the statement.
What does it cost?+
Nothing. Removing a statement password is free, with no account and no limit on files. Paid features on this site live elsewhere, in the splitter and converter.
Which banks does this cover?+
Any bank whose PDF you hold the password for; the tool doesn't care who issued the file. The per-bank pages exist because the password format is the part people hunt for: HDFC, SBI, ICICI, Axis, Bank of Baroda, Kotak, Chase and Bank of America each follow their own rule.
What can I do with the statement once it's unlocked?+
Two common next steps: split a multi-month statement into one PDF per month, or convert the transactions to Excel, CSV or Tally XML. Both tools on this site read the unlocked file directly.
One password entry, then never again
Unlock your statement above, then split it by month or convert it to Excel without a single extra prompt.
Edit a PDF now