Remove the password from a bank statement PDF
Banks lock the statements they email you, and every bank invents its own password rule. Enter yours once below and download a copy that opens like any normal PDF.
Find the password rule
Open the bank's statement email. The covering message states the rule, and the grid below lists the common format for each bank.
Drop the PDF and type the password
Add the locked statement above and enter the password the bank set. Wrong entries just show an error.
Download the unlocked copy
Click Unlock and save the new file. It opens with no prompt from then on, ready for filing, splitting or converting.
Why your statement asks for a password
An emailed statement travels through inboxes the bank does not control, so the PDF ships encrypted. Only someone holding the password (you) can read it. Sensible for transit. Annoying forever after, because the prompt comes back every single time you open, print or import the file.
The password itself follows a per-bank recipe: HDFC uses your Customer ID, SBI your account number, Kotak your CRN, ICICI four letters of your name plus your birth date, and so on. The grid below links a page per bank with its format and the source we checked it against, and the exact rule is always shown in the bank's statement email.
Unlocking happens in your browser. The statement is not uploaded, which is the only reasonable way to handle a document that lists your balance and every transaction. One honest limit: if you never received the password, nothing on this page can conjure it. Only your bank can resend the statement.
Password formats by bank
Each page states the format, then unlocks the file on the spot. Want them side by side? See all the checked formats in one table.
HDFC Bank statement password
Customer ID opens account statements. Credit card statements use the first 4 letters of your name plus the last 4 card digits.
Axis Bank statement password
First 4 letters of your name in capitals + date of birth in DDMM, like ROHI1004. Some accounts use NAME + customer ID instead.
State Bank of India statement password
An SBI account statement PDF is reported to open with your 11-digit account number. SBI does not print the rule on its website, and a statement that SBI emailed to you can use a different rule, which the email states.
ICICI Bank statement password
An ICICI Bank e-statement opens with the first 4 letters of your name in small letters followed by your birth date and month as DDMM, for example vive0102.
Bank of Baroda statement password
A Bank of Baroda e-statement is reported to open with the first 4 letters of your name in small letters followed by your birth date and month as DDMM, for example aman1207. The bank does not print the rule on its website, so check the statement email.
Kotak Mahindra Bank statement password
A Kotak Mahindra Bank account e-statement opens with your CRN, the Customer Relationship Number, typed as digits with no spaces.
Federal Bank statement password
A Federal Bank statement PDF opens with the first 4 letters of your name in capitals followed by your birth date and month as DDMM, for example ANUT1009.
Yes Bank statement password
A Yes Bank statement PDF opens with your Customer ID followed by your date of birth as DDMMYYYY, all digits with nothing in between.
Union Bank of India statement password
A Union Bank of India statement PDF opens with the first 4 letters of your name in capitals followed by your birth date and month as DDMM, for example RAHU0106.
IndusInd Bank statement password
An IndusInd Bank e-statement opens with the first 4 characters of your name in capitals followed by your birth date and month as DDMM, for example NARE1509.
RBL Bank credit card statement password
An RBL Bank credit card statement PDF opens with the first 4 letters of your name followed by your date of birth as DDMMYY, for example NILE010373.
SBI Card statement password
An SBI Card credit card statement PDF opens with your date of birth as DDMMYYYY followed by the last 4 digits of your card number, 12 digits in all.
Ujjivan Small Finance Bank statement password
An Ujjivan Small Finance Bank Smart Statement opens with the first 4 letters of your name in capitals followed by your date of birth as DDMMYY, for example VIKA120975.
Dhanlaxmi Bank statement password
A Dhanlaxmi Bank emailed e-statement opens with the first 4 letters of your name in capitals followed by your birth date and month as DDMM.
DBS Bank India credit card statement password
A DBS Bank India credit card statement (the Bajaj Finserv DBS Bank SuperCard) opens with the first 4 letters of your name in capitals followed by your birth date and month as DDMM.
Bandhan Bank statement password
A Bandhan Bank statement PDF downloaded from internet banking or the mBandhan app opens with the first 4 letters of your name in capitals followed by your birth date and month as DDMM, for example ROOP2312.
Indian Overseas Bank statement password
An Indian Overseas Bank statement downloaded from net banking opens with your account number. A detailed statement from the IOB mobile app opens with the first 4 digits of your CIF ID followed by the last 4 digits of your mobile number.
Equitas Small Finance Bank statement password
An Equitas Small Finance Bank statement downloaded from mobile banking opens with your birth date and month as DDMM followed by the first 3 letters of your name in capitals, for example 1512SUR.
IDBI Bank credit card statement password
An IDBI Bank credit card email statement opens with the first 4 characters of your name as printed on the card, in capitals, followed by your birth date and month as DDMM, for example ANIT0507.
Chase statement password
Chase statements that you download from chase.com or the Chase app open without a password. There is no Chase password formula built from your name, birth date or account number.
Bank of America statement password
Bank of America statements that you download from online banking open without a password. There is no Bank of America password formula built from your name, birth date or account number.
Emirates NBD statement password
An Emirates NBD account e-statement opens with your primary CIF ID, which is the middle 8 digits of your account number.
Abu Dhabi Islamic Bank (ADIB) statement password
An ADIB account e-statement opens with the first 4 letters of your name in small letters followed by your date of birth as DDMMYY, for example moha221074.
First Abu Dhabi Bank statement password
A First Abu Dhabi Bank account e-statement opens with the last 4 digits of your account number followed by the day and month of your birth as DDMM, for example 12340102.
HSBC Singapore credit card statement password
An HSBC Singapore credit card statement sent by email opens with the short form of your card name followed by the last 8 digits of the card number, for example HVR12345678.
OCBC statement password
An OCBC statement PDF that came by email opens with the last 4 characters of your NRIC or passport number followed by your date of birth as DDMmmYY, for example 567A08Aug88. Since 30 June 2026 OCBC no longer emails statements.
e-Aadhaar PDF password
The first 4 letters of your name in capitals, then your year of birth as 4 digits, like SURE1990.
e-PAN card PDF password
Your date of birth as DDMMYYYY, 8 digits with nothing in between, like 15031990.
ITR-V, AIS and income tax notice password
ITR-V, AIS and income tax notices: your PAN in small letters, then your date of birth as DDMMYYYY, like abcde1234f21011991.
Form 26AS password
Your date of birth as DDMMYYYY, like 01051979. No PAN in front, unlike the AIS and ITR-V.
CAS statement password (NSDL, CDSL, CAMS, KFintech)
NSDL and CDSL e-CAS: the PAN of the first or only demat holder, in capitals. CAMS and KFintech: the password you chose on the request form.
Any other locked file? The general unlock tool handles any password-protected PDF the same way.
Bank statement passwords, answered
Why is my bank statement PDF password-protected?
Banks email statements as encrypted PDFs so only the account holder can open them. Each bank picks its own rule: a customer ID, an account number, a date of birth, or a name and birth date combination. The per-bank pages on this site list the common formats.
How do I remove the password from a bank statement PDF?
Find the password rule in your bank's statement email, drop the PDF here, type the password once, and download the unlocked copy. From then on the file opens like any normal PDF, and the original stays untouched.
Can this crack a password I don't know?
It can't, and that is by design. The tool decrypts the file only after you type the correct password, the same one the bank gave you. There is no guessing mode and no way around a password you never had. If yours is lost, ask your bank to resend the statement.
What does it cost?
Nothing. Removing a statement password is free and needs no account. The free plan covers 10 finished files a day, shared across every tool, and it resets at midnight UTC. Once the statement opens, most people are doing this for bookkeeping: the next step is usually splitting it by month or converting it to a spreadsheet.
Which banks does this cover?
Any bank whose PDF you hold the password for; the tool doesn't care who issued the file. The per-bank pages exist because the password format is the part people hunt for: HDFC, SBI, ICICI, Axis, Kotak, Bank of Baroda, Yes Bank, Federal Bank and the others listed below each follow their own rule.
What can I do with the statement once it's unlocked?
Two common next steps: split a multi-month statement into one PDF per month, or convert the transactions to Excel, CSV or Tally XML. Both tools on this site read the unlocked file directly.
One password entry, then never again
Unlock your statement above, then split it by month or convert it to Excel without a single extra prompt.
Edit a PDF now